Expat.com × HSBC Expat
Exclusive partnership · Expat.com × HSBC Expat

Award-winning banking,
built for expats
like you.

Expat.com has partnered with HSBC Expat to offer our community exclusive access to the global banking account designed for internationally mobile people. Open it before you even move.

19+
Currencies available
200+
Countries & territories
£0
Transfer fees globally
🏆 Award-winning Expat Bank Account
🌍 Open before you move
🔗 Link all your HSBC accounts worldwide
Speak to a free HSBC Expat adviser
No commitment required. Takes less than 2 minutes.
1Location
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Step 1 of 3: Your location
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An HSBC Expat adviser will contact you
within 24 hours to answer your questions
and arrange your free consultation.
🎯
Limited offer: New customers get 4.50% AER/Gross on a 6-month Fixed Term Deposit. Open an Expat Bank Account and deposit £/$ 150,000–300,000 within 30 days.
Speak to an adviser →
Why HSBC Expat

Everything you need,
wherever life takes you

The HSBC Expat Bank Account is engineered for the complexities of international life, from pre-move setup to daily multi-currency management.

🌐
Worldwide support
  • Open and pre-fund your account before you move
  • Link all your HSBC accounts worldwide
  • Instant transfers between countries, fee-free, with Global Transfers
  • Check balances of globally held accounts with Global View
💱
Bank with no borders
  • Current accounts in GBP, USD and EUR
  • Savings accounts in up to 19 currencies
  • Exclusive FX rates via mobile services
  • Global Money Account + multi-currency debit card
Save & grow

More than a bank account:
a complete financial home abroad

HSBC Expat offers a full suite of products designed for internationally mobile people at every stage of their financial life.

💰
Savings
Savings Booster
Up to 3.75% AER/Gross

6-month and 12-month Savings Boosters delivering a better interest rate than standard Fixed Term Deposits. T&Cs apply.

🏦
Fixed Term Deposit
New customer offer
4.50% AER/Gross · 6 months

Exclusive rate for new customers depositing £/$ 150k–300k within 30 days of opening an Expat Bank Account.

🌍
Everyday banking
Global Money Account
Your money deserves its own passport

Multi-currency account with a physical and digital debit card. Pay like a local in 200+ countries with competitive FX rates.

📈
Investing & retirement
Wealth management
Expert guidance for your global finances

Portfolio funds, sharedealing, discretionary management, retirement planning and dedicated financial planning for expats.

🏠
Mortgages
UK buy-to-let & residential
Invest in UK property from anywhere

International and UK mortgages designed for expats. Invest in buy-to-let or your future UK home without pausing your global lifestyle.

🛡️
Security
Offshore in Jersey
OECD-recognised offshore jurisdiction

Your account is held in Jersey, a tax-efficient, secure location. Eligible deposits protected up to £50,000 under the Jersey Bank Depositors Compensation Scheme. Citywealth IFC Awards 2026: Jersey crowned International Financial Centre of the Year.

🎯
Personal support
Plan for the future
Your goals, short and long-term

Receive expertise and support from dedicated HSBC relationship managers, focused on both your immediate needs and your long-term financial ambitions as an expat.

Is HSBC Expat for you?

You might be the perfect fit

HSBC Expat is designed for internationally mobile individuals at any stage of their expat journey.

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You've recently moved abroad, or are planning your relocation
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You move regularly between different countries or regions
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You make regular international payments, or hold assets abroad
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You have family abroad: children studying overseas or relatives to support
P
HSBC Premier: for high-earning expats
The Premier account unlocks an elevated service tier with dedicated relationship managers and priority support worldwide. To be eligible you must meet one of the following criteria:
Already HSBC Premier in another country Salary of £120,000+ paid into the account £75,000+ in savings or investments with HSBC
Ask an adviser →
Ready to bank without borders?
Speak to a free HSBC Expat adviser. No commitment, no fees to enquire.
Get a free consultation →

This offer can be withdrawn or removed at any time. AER: the interest rate if paid and compounded yearly. Gross rate: the interest before tax on savings.

New HSBC Expat customers only. To qualify for HSBC Expat, you will need either: £75,000 (or currency equivalent) or an annual salary of £120,000 (or currency equivalent). T&Cs and eligibility criteria apply. Earn 4.50% AER/Gross fixed when you open an account and deposit 150,000 to 300,000 GBP/USD into a 6-month Fixed Term Deposit within 30 days. Deposits must be new to HSBC Expat. Interest paid after maturity. Withdrawal restrictions apply.

Issued by HSBC Expat, a division of HSBC Bank plc, Jersey Branch: HSBC House, Esplanade, St. Helier, Jersey, JE1 1HS. HSBC Bank plc, Jersey Branch is regulated by the Jersey Financial Services Commission. HSBC Bank plc is registered and incorporated in England and Wales with limited liability, number 14259. Registered office 8 Canada Square, London, E14 5HQ.

HSBC Expat is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5-year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website www.gov.je/dcs, or on request. Deposits made with HSBC Expat are not protected by the rules made under the UK's Financial Services and Markets Act 2000 for the protection of retail clients, including the UK Financial Services Compensation Scheme and the UK's Financial Ombudsman Service. Approved HSBC UK Bank plc AC69187.

‡ Citywealth IFC Awards 2026: Jersey crowned International Financial Centre of the Year.